The Role
The Chief Credit Officer leads credit analysts and support staff, implementing strategies that maintain sound lending operations and advance the Association’s vision and goals. The CCO oversees credit risk management, including policy design, implementation, and communication; approval processes; credit administration; and portfolio analysis.
For more information regarding salary and benefits, visit our website: https://fci.csod.com/ux/ats/careersite/4/home/requisition/74?c=fci
What You Will Contribute
- Develop, implement, and monitor credit policies, underwriting guidelines, approval processes, and internal controls aligned with regulatory requirements and the Association’s Risk Appetite.
- Oversee portfolio monitoring, credit trends, reporting, systems, and lending pipelines to support sound decisions and meet service commitments; provide expertise on large and complex loans.
- Partner with executive leaders and field operations to align credit and sales strategies, strengthen collaboration, and enhance the member experience.
- Build relationships with AgriBank, the Farm Credit Administration, other Farm Credit institutions, service providers, and partners; prepare analyses and presentations for senior management, committees, and regulatory exams.
- Set strategic direction and departmental structure for the Credit Services Division (CSD), communicate lending philosophy and risk priorities, model Association values, and serve on key credit and risk committees.
- Recruit, lead, coach, and develop CSD staff through clear expectations, timely feedback, recognition, career development, and succession planning; mentor staff across the Association.
- Protect the confidentiality, security, and integrity of Association and customer systems and data.
What We Are Looking For
Required Skills
- Expert knowledge of credit policies, procedures, and loan structuring, with working knowledge of corporate finance.
- Skill in selecting, managing, coaching, motivating, and developing diverse teams; communicating objectives; delegating responsibility; and managing personal emotions and others’ emotional reactions.
- Strong analytical and systematic problem-solving skills, using logic and quantitative reasoning to interpret complex data, prioritize significant details, and make decisive, adaptable business decisions.
- Strong listening, verbal, written, and relationship-building skills to engage varied audiences, advance Association interests, and work independently and across teams to achieve goals and represent the Association.
- Working knowledge of computers and technology to improve efficiency and effectiveness.
Minimum Qualifications
- Bachelor’s degree in economics, business, finance, or agriculture
- Minimum of 10 years of experience in financial agribusiness or credit analysis.
- Minimum of 5 years of supervisory experience leading and developing teams or an equivalent combination of education and experience sufficient to perform the essential functions of the role
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the role.
